There are lots of factors and If you settle your case it will likely be concluded in one of three manners-- arbitration or mediation, trial by a jury or judge, or settlement before filing suit. Now lets consider some of the damage factors to value a car wreck case. Pain and Suffering. Pain and suffering is the hurt which you suffered as a result of your injury. It's the pain affiliated with a broken bone or the pain associated with injury to the back or neck as an example.